What if your child could learn to manage money before they ever have a paycheque?

Most kids learn how to spend an allowance. Fewer learn how to budget for needs, save for goals, give back, invest a little, or notice the difference between a useful purchase and piddlyscrap, the stuff that turns cash into trash a few days later.

Money Edventures is a fun, hands-on money game for ages 10 and up, including parents. Participants are the game pieces. Through activities, discussion and play, they practise real money decisions in a guided setting where the lessons stick because the experience is memorable.

At POLARIS Mortgage Planners, we care about financial confidence across generations. This program is one way we help families around Edmonton and Spruce Grove start those conversations early.

Who Money Edventures is for

Sessions work for kids and teens, and parents are welcome. Recent teen sessions have focused on ages 13 to 17. Younger participants from about age 10 can join when the session is designed for that group. Families who want a shared language for allowance, spending and goals are a great fit.

You do not need to be a POLARIS mortgage client to join a session. Space is usually limited so every participant can stay involved.

What participants explore

Each session is interactive. A few of the ideas participants experience include:

How money is earned. Many young people only see how the adults closest to them earn. Games and discussion open up options: jobs, business, investing and how taxes show up in a paycheque.

The money jars. A jar system introduces budgeting through an active game. Participants practise giving money different jobs instead of treating every dollar as free-to-spend.

Mini dream boards. Participants create a simple vision of what they want to be, do or have, and share it. Goals become something they can talk about, not only a vague wish.

What money is. Activities help sort through mixed messages about money, value, wealth and being “rich,” so participants can form clearer ideas of their own.

Piddlyscrap. The cheap thrill that loses its shine fast. Participants practise noticing needs versus wants before the habit of impulse spending sets in.

Who’s in control. Allowance, birthday money and other gifts become tools for choices: save, spend, give, invest or lose. The point is responsibility and control, not guilt.

Teen sessions also touch everyday costs of running a home, saving for goals, compound growth in plain language, smart spending and credit trade-offs, and generosity as part of a money plan.

How a session feels

Money Edventures is experiential. Participants move, decide, keep a simple register and talk through outcomes together. The game introduces ideas such as paying yourself first, assets that put money in your pocket versus liabilities that take it out, and the difference between earned income (you work for money) and passive income (money working for you).

The tone stays practical and light. The aim is healthy money habits and a great experience, not a lecture or a sales pitch.

Money Edventures questions, answered

Is this only for teens?

No. The core program is built for ages 10 and up, and parents often join. Some sessions are framed for teens (for example ages 13 to 17). Ask which age range the next session is designed for when you enquire.

Do parents participate?

Yes when the session invites them. Shared language at home is part of the value. Even when a session is teen-focused, parents usually handle registration and follow-up conversations afterward.

Is it a classroom lecture?

No. Participants play an interactive game. They move through stations, make choices and talk about what happened. That mix of movement, decision-making and discussion is intentional so different learning styles stay engaged.

What does a typical session cover?

Expect earning money, budgeting with jars or accounts, needs versus wants, saving and giving, and an introduction to putting money to work. Exact activities vary by age group and session length. A recent teen session ran about three hours in a morning block.

Where do sessions happen?

We host sessions in the Edmonton and Spruce Grove area when dates and venues are confirmed. Details are announced for each session rather than listed as a standing weekly class.

How much does it cost, and how do I reserve a spot?

Pricing and capacity depend on the session. A recent teen session was $10 per youth with a limited number of spots. Email or call the team to ask about the next date, age range, cost and how to RSVP.

Is this financial advice or a mortgage sales event?

No. Money Edventures is educational and experiential. It is not personalized investment, tax or mortgage advice, and it is not a pitch for a loan. Mortgage questions for adults are always welcome separately through our regular planning conversations.

Why POLARIS and Jim Sicotte host Money Edventures

Jim Sicotte is an Alberta Licensed Mortgage Broker with POLARIS Mortgage Planners at Indi Mortgage. He has been helping people with their mortgages since 2013. Money Edventures reflects the same education-first approach we bring to mortgage planning: plain language, practical habits and decisions you understand.

We serve clients throughout Alberta. Money Edventures sessions are offered locally when we can host them well.

Ask about the next session

Curious whether Money Edventures is a fit for your family? Contact our team. We’ll share the next available age group, date, location, cost and how to reserve a spot when a session is open.

Call us: (587) 410-1114

Email: yourteam@polarismortgageplanners.ca

General information about an educational program only. Not personalized financial, tax, investment or mortgage advice.